Disability Insurance serves two distinct needs: protecting your family and helping you save for the future.
What is disability insurance?
It feels so good knowing your most valuable asset is well protected.
Your most valuable asset is your ability to earn an income. Disability insurance can help protect the lifestyle your income affords and provide valuable services to help you return to work. When asked what an individual’s most valuable asset is, many tend to respond with that being their home. In actuality, our health and ability to earn an income is our greatest asset. Many individuals never stop to think about the risk of being disabled while they can still earn an income. Unfortunately, there tends to be the notion that nothing can happen while being young or healthy. Many also believe that their employers group insurance will provide adequate benefits if they were to become disabled. GET A QUOTE
27%
OF CANADIAN WORKERS HAVE HAD A FAMILY DISCUSSION ABOUT NOW DISABILITY WOULD FINANCIALLY IMPACT THEM.
26%
OF CANADIAN SAY THEY COULD NOT PULL TOGETHER $2,000 OVER THE NEXT MONTH IF AN EMERGENCY EXPENSE AROSE.
51%
OF CANADIAN BELIEVE THEY WOULD FIND THEMSELVES IN FINANCIAL DIFFICULTY IF THEIR PAY WAS DELAYED BY EVEN A WEEK.What can Disability Insurance be claimed for?
You can use the proceeds from Disability Insurance to replace lost income, cover ongoing medical expenses, consult more medical professionals for their opinions, or your continued rehabilitation.
Serious illness
Mental illness
Serious injury
Hospitalization